Rainy Day Credit - Know how to prevent identity theft and know what to do?
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Apply for a Rainy Day Loan - know how to prevent identity theft.
Need extra cash? Refinance and get a cash out loan. Must refinance $20,000 or more. Fast, secure to apply.
how to prevent identity theft:What is identity theft: Identity theft is when someone uses your personal information to commit fraud or other crimes. Identity theft is a crime.
Identity theft of what kind of personal information? Thieves like to get your social security number, credit card numbers, account numbers, any kind of personal information that helps them commit fraud in your good name.
Where do thieves get personal information? One good place for identity thieves to get your personal information to use to commit fraud or crimes is at your physical address or in your trash. They get your credit card statements or other papers with your personal information. It is important not to leave mail in a mailbox over night or for any length of time. Get mail from your mailbox as soon as possible. Your trash can is another good place. Shred all papers that contain your personal information before you toss it in the trash.
How to prevent identity theft:Prevent identity theft by shredding personal information before tossing and don't give out personal information over the phone or internet. Simply refuse to give your personal information unless you contact the company directly who says they need your personal information. Use contact information in your records and contact the company to give or update any needed personal information.
Victims of identity theft: People who have been victims of identity theft have spent years restoring their good name and credit. It can be time consuming and expensive. It can cost victims jobs, to be refused for home or auto loans, and victims could even be arrested for crimes they didn't do.
What to do if you are a victim of identity theft:Contact the fraud departments of one of the three major credit bureaus to have them place a fraud alert on your credit file. When the credit bureau confirms fraud, the other two credit bureaus will be notified to place a fraud alert on your credit file. You will be sent a free credit report from all three credit bureaus.
A fraud alert tells creditors to contact you before opening new accounts or making changes to your existing accounts.
Close accounts that you believe to be tampered with by fraud or opened fraudulently. Use the ID Theft Affidavit to dispute new unauthorized accounts. File a police report and get a copy to give to creditors that may require proof of the crime. File a complaint with the FTC. Need info ? Click > identity theft, phishing scam information. |
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